PART 1: PRIVACY POLICY

Protecting Member Privacy

El Cajon Federal Credit Union recognizes the importance of protecting our members’ private information and our obligation to keep the information you pass on to us secure and confidential.  We provide former members of El Cajon Federal Credit Union with this same privacy protection.  We believe that trust is one of the greatest rewards of a good relationship and we value the trust you place in us.

Collection of Personal Information

El Cajon Federal Credit Union ("we", "our" or "us") only collects relevant information about our members ("you" or "your") that the law allows, or requires, us to have to conduct our business.We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.

We strive to keep our records of your information accurate, and we will respond promptly when we learn of the need for corrections.If you see any inaccuracy in your statements or in any other communications from us, please notify us as soon as possible.

Our Employees' Access to Member / Customer Information

Employees' access is restricted to their need to know such information for business reasons. All employees are trained to respect member privacy and those who violate our internal policies will be subject to discipline.

Use and Sharing of Information

We may share all of the information we collect, as described above to companies that perform marketing services on our behalf or to other financial service providers with whom we have joint marketing agreements.A joint marketing agreement is a written contractual agreement with one or more financial institutions to jointly offer, endorse or sponsor a financial product or service.El Cajon Federal Credit Union is very selective in choosing joint marketing agreements.Our goal is to be able to pass special savings or opportunities that you can select with confidence.Examples of financial service providers may include, but are not limited to: credit unions, insurance companies, securities brokers, and mortgage bankers.

Security

At El Cajon Federal Credit Union, we safeguard our members' money and personal information.  We follow these same safeguards with our electronic services. We're taking the necessary precautions to assure your accounts are safe. And, that no one has access to them but you and anyone you authorize.However, to protect your information we must work together.

For your protection a PIN (Personal Identification Number) is required to access your account electronically.We recommend that you memorize the PIN and destroy any written record of the PIN.

PART 2: LINKED PAGE DISCLAIMER
The following disclaimer applies to the other Internet sites to which this site is linked:

1. Use of these links to access these Internet sites is at your own risk.
2. El Cajon Federal Credit Union (ECFCU) does not sponsor, endorse or necessarily approve of any material on these sites.
3. ECFCU does not make any warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any material on sites linked from or to these sites.
4. ECFCU makes no representations, express or implied, as to the accuracy of the information and data contained on these sites.
5. ECFCU accepts no liability for any use of the said information and data or reliance placed on them.
6. If you rely on the information on these sites you are responsible for ensuring by independent verification its accuracy or completeness.
7. ECFCU makes no warranties that the said information and data is free of infection by computer viruses or other contamination.
8. ECFCU does not make any warranties or representations that material on these other Internet sites does not infringe the intellectual property rights of any person anywhere in the world.
9. ECFCU does not authorize the infringement of any intellectual property rights contained in material offered through these linked sites.