Savings and Certificate Accounts:   We offer competitive rates on our savings and certificate accounts.  Our current rates and terms may be viewed on our savings rates page. Share Draft Accounts:  We offer a free and unlimited checking account.  Unlimited check writing, no minimum balance requirement, free teller and audio teller inquiries. You can also apply for the convenience of a VISA Check Card/ATM card and a line of credit.  Order checks online from Liberty Check printers. Deposit /Direct Debit:  Save time and money when you have funds directly credited and debited from your account.   You can have your payroll automatically credited to your account whether you work for the city, the government, or private industry.  You can also arrange to have debits or payments taken from your account; such as your mortgage, electric, or gym membership. Vehicle and Recreational Loans: We offer new and used car loans, motorcycle, and recreational vehicles.  We also offer vehicle equity loans so you may be able to deduct the interest from these loans on your taxes.  Visa Cards:  Our all Platinum Visa program has interest rates starting as low as 9.9% APR with NO ANNUAL FEE.  Our ECFCU Platinum Visa card also offers you Scorecard Rewards bonus points that can be redeemed for merchandise and future travel. Home Loans: We can offer you a home equity line of credit or a second mortgage, both at competitive rates.

	266 S. Magnolia Avenue Suite 101 El Cajon, California 92020 P: 619.579.0941 F: 619.579.2057 info@elcajonfcu.org