| Loan Rates |
|
Effective November 1, 2008
|
| |
Max Term |
APR |
| Loan Type |
(months) |
as low as* |
| New & Used Vehicle: |
60 |
5.49% |
| Dealer purchase up to 100% of contract price. |
72 |
5.69% |
| Private party purchase up to 100% of blue book value. |
84 |
5.99% |
| |
|
|
|
WE DO NOT FINANCE ON SALVAGED TITLES. |
| |
| Classic Vehicle: |
60 |
7.50% |
| Up to 80% of appraised value. |
72 |
7.70% |
| |
84 |
8.50% |
| |
|
|
| New & Used Motorcycle: |
60 |
6.70% |
| Dealer purchase up to 100% of contract price. |
72 |
6.90% |
| Private party purchase up to 100% of blue book value. |
84 |
7.20% |
| |
|
|
| New & Used Recreational Sports Vehicle |
24 |
9.50% |
| Dealer purchase up to 100% of contract price. |
36 |
9.50% |
| Private party purchase up to 100% of blue book value. |
60 |
9.50% |
|
|
|
| New & Used RV**/Boat: |
96 |
7.50% |
|
Dealer purchase up to |
180 |
8.00% |
| 90% of contract price. Private party purchase up to 90% of blue book value. Boats must have current wholesale appraisal. |
|
|
| |
|
|
| Share Secured: |
|
Share APR |
| Secured amount equals loan amount plus 3%. |
120 |
+3% |
| |
|
(Min. 5.0%) |
| |
|
|
| Line of Credit: |
60 |
14.00% |
|
|
|
| Signature: |
60 |
11.50% |
| |
|
|
| Overdraft Protection: |
12 |
18.00% |
|
|
|
| Platinum VISA |
Annual Fee |
*APR |
|
NONE |
9.9%-14.0% |
|
|
Rates and terms subject to change. Contact a loan officer for current information at 619.579.0941.
*APR-Annual Percentage Rate. Rates presented are ON APPROVED CREDIT. Other rates may apply. |
| **RV-Recreational vehicles include motor homes, fifth wheels, travel trailers, and van conversions. |